Protection & Life Insurance in Brighton & Hove

Life is unpredictable — but the right protection can safeguard your family’s future. We help Brighton & Hove residents explore cover options that protect against illness, death or loss of income. For personalised advice, we’ll connect you with an FCA-regulated adviser.

How We Help

• Break down cover types clearly
• Align protection with mortgage balance and income
• Highlight optional features and exclusions
• Connect you with a regulated adviser for tailored guidance

Popular Protection Types

• Life insurance: Pays out to your family if you pass away
• Critical illness cover: Lump sum if diagnosed with a listed condition
• Income protection: Monthly replacement income during illness/injury
• Family benefit plans: Regular payments for dependants

Why Cover Matters

Brighton’s higher living costs make it important to protect income and housing security. A policy ensures your family can cope financially if the unexpected happens.

Local Notes

Brighton & Hove’s mix of families, professionals and retirees means protection is relevant at every stage of life. Tailored plans help ensure stability for loved ones.

FAQs

What’s the difference between critical illness and life cover?

Life cover pays out on death; critical illness pays if you’re diagnosed with a covered condition.

Is protection linked to my mortgage?

It can be, but standalone policies also work. Cover should reflect your commitments.

Do premiums change over time?

Level-term cover stays the same; reviewable premiums may rise.

Can I have more than one policy?

Yes — many combine life, critical illness and income protection for full cover.

Next Steps

Share your situation and we’ll outline options, then connect you with an FCA-regulated adviser to arrange cover.